Loan is not something bad. But, if a loan becomes a bad debt, it is really painful and tension-yielding. To be under bad debt is a condition when you are unable to pay back the loan. What are the causes of being under bad debt? One of the causes of the loan becoming bad debt is that you do not pay back the installments of the loan on regular basis... Read More...
The most serious reason that turns loan into bad debt is that of getting loan on interest. Meantime, getting money on interest is already a sin in Islam.
Allah says in the Holy Quran:
“And if you do not (give up interest), then be informed of a war (against you) from Allah and His Messenger (SAW).”
In the same verse, Allah further says:
“But if you repent, you may have your principal – (thus) you do not wrong, nor are you wronged.”
Anyhow, if you are under bad debt, there is a way to come out of it with the help of Wazifa for Qarz. You can pray to Allah at any time, and it is never too late. The ‘too late’ is only when your life ends.
You can perform Wazifa for Qarz either with a Hadith or a verse and Surah from the Holy Quran. For example, the recitation of Surah Al-Kahf, Surah Al-‘Adiyat and Surah Al-Nasr is very effective for getting rid of a bad debt.
Meanwhile, there is verse No. 10 of Surah Qamar: “O my Lord! Certainly I am overpowered. So, help me.” If you recite this verse 200 times along with Darood Sharif after performing the Tahajjud prayer, it will be very useful for getting rid of bad debt.
اللہ کے کلام سے تمام مسائل کا حل ممکن ہے۔حدیث پاک کی روشنی میں اپنے مسائل سے متعلق وظیفے پڑھیں۔